Equity Release Advisors
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Unlock tax-free cash from your home with Equity Release
Unlock Tax-Free Cash from Your Property
Financial Peace of Mind Without Selling Your Home
A Safe and Secure Way to Boost Your Retirement Finances
30 seconds is all it takes
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Too young to qualify?
If you are lucky enough to not be old enough to qualify for Equity Release there may be other ways in which you may be able to release equity from your home for fast cash.
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What our customers think of us
We pride ourselves on our ability to deliver a great service to our customers.
Excellent service, highly recommend. Great communication, makes everything so easy to understand. Ryan is my mortgage advisor and I wouldn’t hesitate to recommend. Without his expertise and knowledge I’d be completely lost! Thank you Rya
We found Leighton Williams very helpful and efficient. He was always available to help and answer any questions we had no matter the time of day. He went through all the paperwork/ documentation and explained the steps needed right up until completion. Would highly recommend
Fantastic, professional service from Ryan.
Peace of mind knowing that we will have continued mortgage advise for the rest of our lives. One thing less to worry about!
Thanks Ryan
Leighton was amazing and so helpful throughout the whole process, always ready to answer any questions I had and guide us through in a calm and understanding way, would definitely recommend. Thank you Leighton for all your help.
Fantastic, professional service from Ryan.
Peace of mind knowing that we will have continued mortgage advise for the rest of our lives. One thing less to worry about!
Thanks Ryan
Leighton was amazing and so helpful throughout the whole process, always ready to answer any questions I had and guide us through in a calm and understanding way, would definitely recommend. Thank you Leighton for all your help.
Are you eligible?
To be eligible for Equity Release you need to meet the following criteria
Age
You need to be aged 55 and above
Homeowner
You need to be a UK homeowner
Property
Minimum £70,000 property value
Some of our providers
We have access to Equity Release providers from the whole market.
What is equity release?
Unlock cash from your home
Equity release is a financial product that allows homeowners aged 55 and over to access the value tied up in their property without having to sell it. It provides a way to unlock cash from your home, either as a lump sum, a regular income, or a combination of both, while still retaining the right to live in your home.
There are two main types of equity release, lifetime mortgages and home reversion plans.
With a lifetime mortgage, you borrow money against the value of your home, and the loan is repaid when the property is sold, usually after you pass away or move into long-term care.
Home reversion involves selling a share of your property to a provider in exchange for a cash payment, while you continue to live in the home rent-free. The majority of providers have stopped offering Home reversion schemes in favour of lifetime mortgages.
Equity release can be a useful option for those looking to supplement their retirement income, pay off debts, or fund significant expenses. However, it’s essential to consider the long-term implications, as it can reduce the value of your estate and the inheritance you leave behind.
There are two main types of equity release, lifetime mortgages and home reversion plans.
With a lifetime mortgage, you borrow money against the value of your home, and the loan is repaid when the property is sold, usually after you pass away or move into long-term care.
Home reversion involves selling a share of your property to a provider in exchange for a cash payment, while you continue to live in the home rent-free. The majority of providers have stopped offering Home reversion schemes in favour of lifetime mortgages.
Equity release can be a useful option for those looking to supplement their retirement income, pay off debts, or fund significant expenses. However, it’s essential to consider the long-term implications, as it can reduce the value of your estate and the inheritance you leave behind.
About Equity Release Advisors
Our mission is simple: to provide expert advice and solutions that empower you to make the most of your financial future. Whether you’re looking to supplement your retirement income, support loved ones, or fund a lifelong dream, we’re here to help you achieve your goals safely and confidently.
“Your Home, Your Future, Your Choice”
Why us?
We are proud to be specialists in equity release mortgages, helping homeowners unlock the value in their properties to achieve their financial goals.
With over 20 years of experience in the industry, we bring a wealth of knowledge, expertise, and dedication to every client we serve. That's why our clients rate us as 5 star on review platforms.
With over 20 years of experience in the industry, we bring a wealth of knowledge, expertise, and dedication to every client we serve. That's why our clients rate us as 5 star on review platforms.
5 Star rated on Google
Trusted Guidance, Tailored Solutions
We understand that equity release is a significant decision, which is why we prioritise your needs, goals, and peace of mind. Our team of experienced advisers will guide you through every step, ensuring you feel confident and informed.
Your Future, Our Expertise
With two decades of industry experience, we’ve helped countless clients navigate the equity release process, providing clear, professional advice and tailored solutions that make a real difference.
You're in safe hands
All of our advisors are members of the Equity Release Council, the industry body for Equity Release firms and advisors in the UK
Don't trust your Equity Release options to just anyone
We'll guide you through the complete process
Making the decision to release equity from your home is significant and requires careful consideration. At EquityReleaseAdvisors.co.uk, our team of qualified advisors is here to guide you through the process, answer your questions, and help you determine if equity release is the best option for your needs.
Use our Equity Release calculator
We recognise that equity release is a major decision that requires thoughtful consideration and expert guidance to ensure you make the right choice.
Common reasons for Equity Release
We are often asked what Equity Release money can be spent on, the honest answer is whatever you wish.
Home improvements
Raising money to make vital improvements to your home is often a very sound investment opportunity, not only will you be happier in your home but if done correctly could also add additional value to the property.
Purchase additional property
People are often suprised to hear that it is possible to purchase a second property using money released from an Equity Release mortgage.
Increase monthly income
As costs rise and our wallets feel the pinch it can be very convenient to raise money using Equity Release to have that bit more disposable income each month.
Using a drawdown facility you can draw down from an allocated fund whenever you require it.
Using a drawdown facility you can draw down from an allocated fund whenever you require it.
Help family members
Getting on the property ladder and even things like university fees is getting ever more difficult.
Releasing cash from you home could free up the funds to help the children or even the grandchildren with those milestones in their lives.
Releasing cash from you home could free up the funds to help the children or even the grandchildren with those milestones in their lives.
Go on your dream holiday
Have a dream holiday location on your bucket list?
Why not make it a reality? Releasing Equity from your home can give you the funds required to make that dream a reality.
Why not make it a reality? Releasing Equity from your home can give you the funds required to make that dream a reality.
Purchase a new car
Got your eyes on a shiny new motor?
By using an Equity Release mortgage you could be cruising in your new car in no time at all.
By using an Equity Release mortgage you could be cruising in your new car in no time at all.
Your questions answered
We believe in cutting through the jargo and ensuring our customers know the facts and what matters to them
We've currated some of the most common questions to help you.
We've currated some of the most common questions to help you.
This is a question we get asked a lot and so we decided we would create an Equity Release calculator to address this.
Involving your family is suggested but not a requirement. The main reason we suggest involving the family is to discuss the implications on any potential inheritence.
Yes, you can use equity release if you have an existing mortgage, but there are some important factors to consider.
When you take out an equity release plan, any outstanding mortgage on your property must be repaid first. This is because equity release providers require their loan to be the first charge on your property. You can use the funds from your equity release plan to pay off your existing mortgage, and any remaining money can then be used as you wish.
When you take out an equity release plan, any outstanding mortgage on your property must be repaid first. This is because equity release providers require their loan to be the first charge on your property. You can use the funds from your equity release plan to pay off your existing mortgage, and any remaining money can then be used as you wish.
Yes, with most equity release plans, such as a lifetime mortgage, you will still own your home. This is one of the key features that makes equity release appealing to many homeowners.
With a lifetime mortgage, you borrow money against the value of your property while retaining full ownership. The loan, plus any interest, is repaid when your home is sold, typically after you pass away or move into long-term care.
However, if you choose a home reversion plan, you sell a share (or all) of your property to the provider in exchange for a cash payment. In this case, you no longer fully own your home, though you retain the right to live there rent-free for the rest of your life or until you move into care.
With a lifetime mortgage, you borrow money against the value of your property while retaining full ownership. The loan, plus any interest, is repaid when your home is sold, typically after you pass away or move into long-term care.
However, if you choose a home reversion plan, you sell a share (or all) of your property to the provider in exchange for a cash payment. In this case, you no longer fully own your home, though you retain the right to live there rent-free for the rest of your life or until you move into care.
The process of arranging an equity release mortgage typically takes 6 to 8 weeks from the initial consultation to receiving the funds. However, the exact timeframe can vary depending on individual circumstances, such as the complexity of your case or how quickly required documents are provided.
The process is not too disimilar to a conventional remortgage, however, a solicitor will need to arrange a face to face meeting with you (this is normal and is to ensure you know the plan details fully) so there may a slight delay for an appointment but that's the only real difference.
The process is not too disimilar to a conventional remortgage, however, a solicitor will need to arrange a face to face meeting with you (this is normal and is to ensure you know the plan details fully) so there may a slight delay for an appointment but that's the only real difference.
Yes, it could affect means-tested benefits such as Pension Credit. We evaluate your circumstances and clearly explain any potential impacts before suggesting a suitable plan.
Equity Release Advisors is a trading name of Taylor-Made Mortgages Ltd
Equity release products, including lifetime mortgages, are regulated by the Financial Conduct Authority (FCA). They may not be suitable for everyone and can affect your entitlement to means-tested benefits and the value of your estate. It is important to seek independent financial advice before proceeding. Taylor-Made Mortgages is authorised and regulated by the Financial Conduct Authority (FCA Registration Number:488276).
We are an appointed representative of MGI Network Ltd (FCA number: 697649).
Equity release products, including lifetime mortgages, are regulated by the Financial Conduct Authority (FCA). They may not be suitable for everyone and can affect your entitlement to means-tested benefits and the value of your estate. It is important to seek independent financial advice before proceeding. Taylor-Made Mortgages is authorised and regulated by the Financial Conduct Authority (FCA Registration Number:488276).
We are an appointed representative of MGI Network Ltd (FCA number: 697649).