5 star rated on Google

Bristol-based experts helping you unlock equity and enjoy life on your terms.

  • Unlock Tax-Free Cash from Your Property
  • Compare the whole market
  • Financial Peace of Mind Without Selling Your Home
  • A Safe and Secure Way to Boost Your Retirement Finances
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How much can you release?

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Real reviews from real people – just like you.

We pride ourselves on our ability to deliver a great service to our customers.
Excellent service, highly recommend. Great communication, makes everything so easy to understand. Ryan is my mortgage advisor and I wouldn’t hesitate to recommend. Without his expertise and knowledge I’d be completely lost! Thank you Ryan
Della Williams
We found Leighton Williams very helpful and efficient. He was always available to help and answer any questions we had no matter the time of day. He went through all the paperwork/ documentation and explained the steps needed right up until completion. Would highly recommend
Ryan Lewis
Fantastic, professional service from Ryan.
Peace of mind knowing that we will have continued mortgage advise for the rest of our lives. One thing less to worry about!

Thanks Ryan
Jodie Barlow-Haynes
Leighton was amazing and so helpful throughout the whole process, always ready to answer any questions I had and guide us through in a calm and understanding way, would definitely recommend. Thank you Leighton for all your help.
Eli Gill

Why us?

We are proud to be specialists in equity release mortgages, helping homeowners unlock the value in their properties to achieve their financial goals.

With over 20 years of experience in the industry, we bring a wealth of knowledge, expertise, and dedication to every client we serve. That's why our clients rate us as 5 star for the services we provide.
5 star rated on Google
20+ years expertise
Smiling senior couple looking at a laptop, exploring trusted equity release solutions

Trusted Guidance, Tailored Solutions

We understand that equity release is a significant decision, which is why we prioritise your needs, goals, and peace of mind. Our team of experienced advisers will guide you through every step, ensuring you feel confident and informed.
Professional man shaking hands with a woman, symbolizing expert equity release guidance

Your Future, Our Expertise

With two decades of industry experience, we’ve helped countless clients navigate the equity release process, providing clear, professional advice and tailored solutions that make a real difference.

You're in safe hands

We are members of the Equity Release Council, the industry body for Equity Release firms and advisors in the UK
Equity Release Council certification image
"Our mission is simple: to provide expert advice and solutions that empower you to make the most of your financial future. Whether you’re looking to supplement your retirement income, support loved ones, or fund a lifelong dream, we’re here to help you achieve your goals safely and confidently."

Your Home, Your Future, Your Choice

Are you eligible?

To be eligible for Equity Release you need to meet the following criteria

Age

You need to be aged 55 and above

Homeowner

You need to be a UK homeowner

Property

Minimum £70,000 property value

What is equity release?

Unlock cash from your home
Equity release is a financial product that allows homeowners aged 55 and over to access the value tied up in their property without having to sell it. It provides a way to unlock cash from your home, either as a lump sum, a regular income, or a combination of both, while still retaining the right to live in your home.

There are two main types of equity release, lifetime mortgages and home reversion plans.

With a lifetime mortgage, you borrow money against the value of your home, and the loan is repaid when the property is sold, usually after you pass away or move into long-term care.

Home reversion involves selling a share of your property to a provider in exchange for a cash payment, while you continue to live in the home rent-free. The majority of providers have stopped offering Home reversion schemes in favour of lifetime mortgages.

Equity release can be a useful option for those looking to supplement their retirement income, pay off debts, or fund significant expenses. However, it’s essential to consider the long-term implications, as it can reduce the value of your estate and the inheritance you leave behind.

Some of our providers

We have access to Equity Release providers from the whole market.
Hodge Lifetime Provider LogoLegal & General Provider LogoJust Retirement Provider LogoMore2Life Provider LogoAviva Provider LogoPure Retirment Provider LogoOne Family Provider Logo

Types of Equity Release Mortgage Available

Drawdown

Equity Release mortgage
  • Smaller initial amount with a cash reserve to draw from later
  • Withdraw funds as needed, up to a pre-agreed limit
  • More flexible as you take funds as required
  • Best for those wanting access to cash over time and to minimise interest

Lump Sum

Equity Release mortgage
  • Full amount released as a single lump sum
  • One-time payment with no further access
  • Less flexible since all funds are taken upfront
  • Best for Those needing a large sum immediately

Don't trust your Equity Release options to just anyone, trust a professional.

We'll guide you through the complete process

We have access to Equity Release providers from the whole market.

See how much you could borrow with our Equity Release calculator

We recognise that equity release is a major decision that requires thoughtful consideration and expert guidance to ensure you make the right choice.
Use our Free calculator

Common reasons for Equity Release

We are often asked what Equity Release money can be spent on, the honest answer is whatever you wish.
Bright and stylish living room renovation supported by an equity release scheme

Make home improvements

Raising money to make vital improvements to your home is often a very sound investment opportunity, not only will you be happier in your home but if done correctly could also add additional value to the property.
Equity release helping homeowners invest in an additional property

Purchase an additional property

Our clients are often suprised to hear that it is possible to purchase a second property using money released from an Equity Release mortgage.
Couple holding drinks whilst looking out at their garden

Increase your monthly income

As costs rise and our wallets feel the pinch it can be very convenient to raise money using Equity Release to have that bit more disposable income each month.

Using a drawdown facility you can draw down from an allocated fund whenever you require it.
Grandparents spending time with their young grand children

Help out your family

Getting on the property ladder and even things like university fees is getting ever more difficult.

Releasing cash from you home could free up the funds to help the children or even the grandchildren with those milestones in their lives.
A family stood on a jetty whilst the sun goes down in the background in an exotic country

Go on your dream holiday

Have a dream holiday location on your bucket list?

Why not make it a reality? Releasing Equity from your home can give you the funds required to make that dream a reality.
A bright red sports car being driven down a country road

Purchase a shiny new car

Got your eye on a shiny new motor?

By using an Equity Release mortgage you could be cruising in your new car in no time at all.

Your questions answered

We believe in cutting through the jargon and ensuring our customers know the facts and what really matters to them.

We've currated a list of some of the most common questions to help you.

This is a question we get asked a lot and so we've created an Equity Release calculator to address this.
Use our Free calculator

Involving your family is suggested but not a requirement. The main reason we suggest involving the family is to discuss the implications on any potential inheritence.

Yes, you can use equity release if you have an existing mortgage, but there are some important factors to consider.

When you take out an equity release plan, any outstanding mortgage on your property must be repaid first. This is because equity release providers require their loan to be the first charge on your property. You can use the funds from your equity release plan to pay off your existing mortgage, and any remaining money can then be used as you wish.

Yes, with most equity release plans, such as a lifetime mortgage, you will still own your home. This is one of the key features that makes equity release appealing to many homeowners.

With a lifetime mortgage, you borrow money against the value of your property while retaining full ownership. The loan, plus any interest, is repaid when your home is sold, typically after you pass away or move into long-term care.

However, if you choose a home reversion plan, you sell a share (or all) of your property to the provider in exchange for a cash payment. In this case, you no longer fully own your home, though you retain the right to live there rent-free for the rest of your life or until you move into care.

The process of arranging an equity release mortgage typically takes 6 to 8 weeks from the initial consultation to receiving the funds. However, the exact timeframe can vary depending on individual circumstances, such as the complexity of your case or how quickly required documents are provided.

The process is not too disimilar to a conventional remortgage, however, a solicitor will need to arrange a face to face meeting with you (this is normal and is to ensure you know the plan details fully) so there may a slight delay for an appointment but that's the only real difference.

Yes, it could affect means-tested benefits such as Pension Credit. We evaluate your circumstances and clearly explain any potential impacts before suggesting a suitable plan.
Equity release advisors logo
Equity Release Advisors is a trading name of Taylor-Made Mortgages Ltd

Equity release products, including lifetime mortgages, are regulated by the Financial Conduct Authority (FCA). They may not be suitable for everyone and can affect your entitlement to means-tested benefits and the value of your estate. It is important to seek independent financial advice before proceeding. Taylor-Made Mortgages is authorised and regulated by the Financial Conduct Authority (FCA Registration Number:488276).

We are an appointed representative of MGI Network Ltd (FCA number: 697649).
Privacy policy

Our latest Equity Release articles

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Equity Release vs Downsizing: Which Option Is Right for You and what are the alternatives?

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Equity Release Pro’s and Cons: 10 Common Questions Answered

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Privacy Policy

Effective Date: 15/01/2025

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